Fix and Flip
Searching for funding for your next fix and flip project?
Pulpos Capital Group offers financing covering up to 90% of the purchase price and 100% of renovation costs—capped at 75% of the ARV.
You’ll only pay interest on the funds you’ve drawn, not the full loan amount.
Contact us today—Se habla español!
Loan Criteria
Collateral:
Non-owner occupied 1 -4 family real estate; condos; town homes. Rural Properties OK
Term:
12 Month (6 Month extension available)
Loan Amount:
$75K – $5M for 1-4 family, condos, & townhomes etc
​
Minimum FICO:
600+ is acceptable
LTV:
Up to 90% of the purchase price + 100% of the renovation cost; not to exceed 75% of the ARV
Minimum As-Is Property Value:
$85K for single family
$85k for multi family​​
Interest Rate and Points:
8.99% - 11.5%
Will never exceed 2 points​
Pre-Payment Penalty:
n/a
ARV Loan Program Typical Leverage and rates
NEW INVESTOR
0-2 Completed projects (flips and/or rentals) in the last 3 years between all members.
LTV
Up to 85% of purchase price + up to 100% of renovation costs; not to exceed 70% of the After Repair Value
INTERMEDIATE INVESTOR
3-4 Completed projects (flips and/or rentals) in the last 3 years between all members.
LTV
Up to 90% of the purchase price + up to 100% of renovation costs; not to exceed 75% of the After Repair Value
EXPERIENCED INVESTOR
Completed 5+ projects (flips and/or rentals) in the last 3 years between all members.
LTV
Up to 90% of the purchase price + up to 100% of the renovation costs: not to exceed 75% of the ARV